Chapka 2026 DISCOUNT from 5% to 15% automatic

Article updated 02/05/2026

What is Chapka?

Chapka is a French brokerage specializing in travel insurance with over 20 years of experience and part of the well-known Aon Group[Company Name] designs exclusive policies in partnership with leading insurers such as AXA, Europ Assistance, and Allianz, focusing on adventure and responsible tourism. We have personally been traveling with this insurer since 2021 and have successfully resolved numerous issues. In this article, we detail our personal experience.

TO Chapka insurance you need according to your type of trip

They do not sell a single generic insurance, but rather they have policies adapted to the type of trip you are going to take. It is not the same to go on vacation for a week to Italy, than to travel Asia for several months o live a year in New Zealand with a Working Holiday visa.

Then we leave you a quick comparison table with the main Chapka insurances, so you can see at a glance what coverage each one offers and you can calculate your price with the Chapka discount code already applied.

👉 Click on the “Calculate” button to access directly to the Chapka policy with a discount that interests you.
Are you reading this on your mobile?📲 Swipe sideways to see the full table.

Why does it matter? take out Chapka travel insurance (or any insurer)

Traveling without insurance may seem like a way to save money, but the truth is that An unforeseen medical or logistical emergency abroad may arise carveryAnd it can happen anywhere. For example, while working at a hot spring in Iceland, we've seen very serious slipping injuries on three occasions.

El Chapka travel insurance It offers you more than just medical coverage: it gives you peace of mind. In case you need medical attention, Chapka is incardirectly from payments and management, which is key when you are in another country, with stress or language barriers.

Furthermore, it's not limited to health issues. These policies protect against situations that, while less serious, are very common:

• Loss, theft or damage of luggage
• Unexpected cancellations
• Delayed flights or missed connections
• Early return due to hospitalization of a family member

We have had since broken suitcases and delayed luggage until one urgent return home due to a family member's surgery. Situations in which having good travel insurance has saved us headaches.

Besides, they really aren't that carYou'll save even more if you take advantage of the offers that come out throughout the year and use our Chapka discount code.

Is it necessary to travel with insurance within Europe?

If you're European, you probably already feel protected with the European Health Insurance Card, and to a certain extent, you are. With the EHIC, you have the same rights as a citizen of the country Wherever you are, the problem is that healthcare is not free throughout Europe. There are countries with co-payments where, depending on a visit, a simple x-ray or needing ambulance service can represent a considerable expense.

For that reason, and to be covered from unforeseen events such as a prompt return if something happens to a family member, loss of luggage or in case something serious happens to you and you need to be repatriated, more and more European travelers choose to travel with insurance within Europe. Through the link you have the policies with a 7-15% discount Chapka so you can check prices in Europe.

TO It does NOT cover the TSEBut I do have insurance with the Chapka promo:

• Repatriation prior to the final date of the trip
• Loss or damage to luggage
• Flight delays or cancellations
• Prescription medication
• Attention in Spanish
• Rescues (not in all policies)

🎒 How to achieve the Chapka's biggest discount this summer?

Getting your Chapka discount code is very easy and completely secure. You don't need to search for it on dubious websites or compare dozens of expired promotional codes to get the cheapest Chapka travel insurance. We explain it here. how to activate the discount in less than 1 minute:

✅ 1. Enter from our link Or enter the Chapka promo code manually. This will activate the maximum discount available at the time. It's usually 7%, but during special periods, the discount code is 15%. We'll tell you when it's usually active later so you can take advantage of it.

✅ 2. Choose your Chapka policyYou can select the policy that best suits you: CAP Trip, CAP Trip Plus, CAP Trotamundos, etc. You can also compare CAP Trip and CAP Trip Plus to find out how you prefer to insure your vacation. Below, we've also provided a visual comparison.

✅ 3. Fill in the trip details. Enter your destination, dates, and coverage type. The discounted price will be automatically updated during the calculation.

✅ 4. Confirm that the applied discount appears. In your insurance summary, you will see a line indicating the discount applied or that the Chapka promotional code has been used. VIAJEROSLOWCOSTEROS.

Chapka discount 15%

If you're one of those who prefers the coverage of Chapka for their great adventures of summerI'm sure you're wondering: How can I get the best possible price right now? The answer depends a lot on the calendar, but here are the keys to avoid paying a single euro more on your discounted travel insurance.

Normally, the Chapka discount The standard we offer is from 7%a figure that already helps a lot in adjusting your vacation budget. However, if you're looking for the maximum savings of 15%You should pay close attention at the end of June or the beginning of JulyIt is during this "pre-summer vacation" period that the insurer usually launches its strongest promotion of the year.

Which policies does it serve? Chapka discount code?

Not all policies allow applicationscar el Chapka discount codeBut don't worry, most and most interesting ones do. For both short trips and trips lasting several months. Below we'll tell you about the types of insurance that do qualify for discounts.

CAP Trip & CAP Trip Plus

A policy designed to vacation of up to 90 days. They offer two options, the basic which includes essential coverage and Plus It offers some extras and higher coverage amounts. We especially recommend it for trips with medical insurance. carlike the United States, if you're going to travel to remote places or include adventure sports in your vacation.

✅ Calculate CAP Trip with a 7% discount – Or on special occasions like the offer Chapka Black Friday I apply to youcarautomatically 15%.

Comparative table CAP Trip vs CAP Trip Plus

If you are using a mobile device, swipe sideways to see the entire table..

CAP Globetrotter

If you are planning a great multi-month adventure around the world, this is your insurancePlus, since it's much more expensive than a two-week vacation, you'll get a great 7% Chapka discount.

✅ Calculate CAP Trotamundos with discount

On article of Chapka reviews You can read more about the Trotamundos Cap and our experience using it for more than 3 consecutive years.

CAP Working Holiday

This is another policy to which the Chapka discount code applies. For many nationalities It is mandatory to have travel insurance for applicationcar to a Working Holiday Visa in countries like Australia or New ZealandSome nationalities require it Obligatory insurance to enter the country.

✅ Calculate Working Holiday with discount

CAP Cancellation

If you are waiting for something that could impliedcar that you couldn't go on the trip We recommend you have cancellation insurance. For example, if a family member is in serious condition or you're waiting for a response to start a new job. There are more than 40 justified reasons for getting your money back: 2.000 euros for the basic option and up to 7.000 euros for the premium option.

✅ Calculate Sure of cancellation with discount

Advantages Chapka Insurance with discount

In our view, and based on our personal experience of three years traveling with CAP Trotamundos, Chapka's main advantages are: 

• Very high medical coverage: Covered medical expenses are high and include repatriation.
• You don't have to advance money: Upon contacting Chapka, one findscarWe guarantee to assign you a quality medical center and you won't have to pay any bills.
• Adventure sports coverageYou're covered for any accident, whether you're practicing almost any sport you can imagine. This is very important for us when trekking at high altitudes and diving. 
• Available 24 hours a day: You can contact them at any time in different ways and they will help you immediately.
• Chapka's discount It's higher than that offered by other insurers. Thanks to the Chapka promo code, you can get up to €100 off.

Chapka App: manage your insurance from your mobile phone

Another strong point of Chapka is its free app, where you can:

• View all your certificates
• Add multiple policies (including those of your companions)
• Consult frequently asked questions
• Manage incidents at any time
• Call the support center from the app itself. We have used this service very recently for a medical consultation and We found it to work incredibly well.I chose a time through the app at my convenience and was contacted by a doctor with whom I spoke via video call about all the symptoms, later receiving the medication and other recommendations by email.

You just have to givecarTo log in, enter your email address and add the access code they send you. From then on, you have your Chapka travel insurance in your pocket, and the peace of mind of being able to manage it wherever you are.

Reviews about Chapka travel insurance

Now that we have left you all the fine print and what to take into account when hiring your Chapka insurance with discount We leave you with our opinion after having been insured with them for three years.

Our personal opinion

We have been traveling with Chapka insurance for over 3 years and, after having to use it on a few occasions, we can say that has always adequately resolved our problems. In addition, it offers specific policies according to the type of trip and, in the vast majority of cases, they are the cheapest option on the market.

However, that doesn't mean there aren't some areas that could be improved. For example, the refund process can be somewhat slow, so it's advisable to actively monitor it. In our case, we have had to insist at some point to expedite the return, although they have always done so in the end.

Even so, I still recommend Chapka because its quality-price ratio is very good and, above all, because it is a I'm sure I've actually used it and it worked for me when I needed it.If you want to know more, you can read in more detail our experiences with Chapka in the last 3 years.

Opinion on the network of real Chapka customers

At present, Chapka Insurance It maintains an average grade of 4,5 5 on en TrustpilotIt's a platform for real reviews from people who have purchased insurance. The vast majority of its customers have had satisfactory experiences, especially highlighting the platform's ease of use.

The points that users mention most frequently are:

• Clarity in policies: The insurance terms are easy to understand, without the technical language that usually complicates things.car these contracts.
• Recruitment process: The system is agile and functional, which simplifies the process for first-time travelers.
• Management of incidents: Speed ​​of response is valued, a critical factor when urgent assistance is required outside the country.

In summary, the data reflect that Chapka meets user expectationsespecially with regard to customer service and resolving unforeseen issues.

Frequently asked questions about the Chapka travel insurance

I hope our Chapka discount code This will help you save some money on your insurance policy and, above all, enjoy your trip without any problems. Please note that this article contains affiliate links from which we may receive commissions at no extra cost to you.