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Barkibu €25 discount + Real reviews: Is pet insurance worth it?
If you've been looking for a while Barkibu discount And you want to get to the point: the Barkibu promotional code that you have to enter before paying is VIAJEROS25A €25 discount is automatically applied to your first installment, and depending on the plan you choose, that means that The first month is practically free..
But if you also want to know if this pet insurance is really worth it before signing up, keep reading. Because throughout this article we'll tell you everything: what it covers, what it doesn't cover, how much it costs, how the reimbursement works, and what the benefits are. real customer experiences with Barkibu.
What is Barkibu?
Barkibu is a veterinary health insurance for dogs and cats It works similarly to health insurance for people: you pay a monthly fee and, when your pet needs care due to illness or accident, the insurance reimburses you 80% of the expense.
La Management is digital through its app, Cango to the vet you want without changing clinicsAnd the coverage works both in Spain and throughout the European Union, the United Kingdom and Andorra for up to six months a year. For travelers who often go out with their furry friend This is a big plus.
Barkibu discount codeHow to hire and applycar VIAJEROS25
Before we get into coverage and pricing, let me explain exactly how to use the Barkibu promotional code so you don't miss out on the discount due to an oversight.
- Step 1. Go to the Barkibu website and enter your pet's information: species, breed, age, and sex. Be completely honest, otherwise it will cause problems later.
- Step 2. Choose the plan that best suits your situation: limit of €3.000 per year or unlimited spending.
- Step 3. Before confirming the payment, enter the Barkibu TRAVELERS25 discount couponIt's a bit hidden at the very bottom, after you choose whether you want monthly or annual payment. The €25 is automatically deducted.
- Step 4. ThecarUse the app, where you will manage refunds and all communication with the insurance company.
An important clarification: this Barkibu promotion This applies only to the first installment of new contracts. It is not valid for existing policies, but it is valid if you take out a new insurance policy for a second pet.
How does it work Barkibu?
To understand well How Barkibu worksYou need to know the three parts that make up the product.
- Health insurance This is the main part, managed by Great Lakes Insurance SE, an insurer of the Munich Re group. It covers illnesses and accidents with an 80% reimbursement of the bill: you pay the 20% deductible and the insurance covers the rest, up to the limit of the plan you have chosen.
- The Prevention Plan It covers 100% of what isn't a claim but is part of routine maintenance. I'll give you all the details in the next section.
- The Barkibu Card Perhaps the most striking detail is: you pay directly at the clinic with that card, upload the invoice to the app, and they only charge you for what is not covered. You're not getting anywhere.In addition, every purchase you make with the card—even if it's not covered by insurance—generates a 3% cashback which you can deduct from your next payment or donate to an animal shelter. It's a nice touch I haven't seen at other companies, and I think it's fantastic.
If you prefer the classic route, you can also pay at the clinic out of your own pocketUpload the invoice to the app and receive the refund in your account. 95% of refunds are processed in less than five days.
✅ What Barkibu covers
Within health insurance, as I already mentioned, there are Things that are covered by the 80% refund and others by the 100% refundWe've included the details so you can read them carefully and see if you're interested in purchasing Barkibu insurance at a discount:
Coverages that Barkibu covers at 80%
Veterinarian visits, including specialists and emergenciesAll diagnostic tests: blood work, X-rays, ultrasounds, MRIs, and CT scans. Medication prescribed by the veterinarian. Surgeries, hospitalizations, and post-operative care. Complementary treatments such as physiotherapy, acupuncture, or hydrotherapy, up to 8 sessions per year. Chronic diseases diagnosed after the period of carEnce. Euthanasia in cases of terminal illness.
Prevention Plan, 100% coverage when you contract Barkibu with a discount
La annual veterinary check-upThe main vaccines are: rabies, polyvalent in dogs or trivalent in cats, kennel cough in dogs, and feline leukemia. This is great so you never forget to get them checked out or keep putting it off, so anything your furry friend might have will be detected as soon as possible.
As an additional option, you can also include the Civil liabilityThis insurance, mandatory for dogs under the Animal Welfare Act, covers damages your pet may cause to third parties. You'll see this option directly in the tab that opens with the total price once you've added all your pet's details.
❌ What Barkibu does NOT cover
Being clear about exclusions is just as important as talking about coverage. This is what Barkibu does not cover:
Illnesses or symptoms prior to hiring or that appear during the period of carGum care. Deworming, sterilization, and routine dental cleanings. Brachycephalic syndrome problems. Transplants, pacemakers, and prostheses (except simple osteosynthesis implants). Dental treatments not resulting from an accident. Vaccinations against leishmaniasis, Lyme disease, and FIP in cats. Breeding, pregnancy, and whelping.
One point that deserves special attention: if you move abroad with your pet permanently or for more than three monthsthe insurance ceases to provide coverage. This is different from temporary travel, which is covered up to six months.
⚠️ Periods of carence when you hire Barkibu
This is one of the aspects that generates the most questions. From the time of purchase, there is a waiting period before the insurance begins to cover:
5 days for accidents. 28 days for illnesses in general. 6 months for hip or elbow dysplasia, cruciate ligament rupture, patellar dislocation, epilepsy, behavioral disorders, and atopy.
The Prevention Plan does not have caranceVaccinations and annual check-ups can be requested from day one.
Prices in 2026 using the promotional code Barkibu
El Price is customized y It depends on the species, breed, age, sex, and the chosen plan.The best thing to do is request an exact quote with your pet's details. For reference, these are real prices we've tested online with different pets to give you a general idea:
- ????Gato: limited plan starting from about 22 € / monthunlimited plan starting from around 24 € / month.
- 🐶 Small dog: limited plan starting from about 31 € / monthunlimited plan starting from around 39 € / month.
- 🐶 Big dog: limited plan starting from about 53 € / monthunlimited plan starting from around 64 € / month Optional Civil Liability: approx. €4/month additional, although it depends on the breed.
All fees can be paid monthly or annually, whichever suits you best; you'll select this during the payment process. Barkibu discount code TRAVELERS25Your first payment is reduced by €25 or deducted from the total annual amount, depending on your selection. ⚠️Plus, If you choose to make the entire annual payment at once, you get an additional 10% discount.You can really applycar of the Barkibu promotions at once.
Limited or unlimited plan?
In my opinion, the limited plan may be sufficient in most cases, unless you want to be 100% sure of no surprises, and especially if your pet's breed is predisposed to orthopedic or neurological problems. For pets that are already a few years old, you can contract it up to 10 years of age.
The price difference The cost between the two plans is between €4 and €12 per month depending on the animal..
Comparison – Is Barkibu the best pet insurance?
It's undoubtedly one of the most comprehensive. I've included a comparison chart so you can get a general overview, but ideally, you should make a final comparison yourself with other pet insurance policies and read reviews.
Real opinions about Barkibu
Over 12.700 reviews on Trustpilot and a note from 4,5 5 onBarkibu is among the highest-rated pet insurance providers in the Spanish market. Furthermore, their website states that their renewal rate is 85%, suggesting that those who try it decide to continue using the service.
Barkibu reviews The most frequent positive aspects always highlight two things: The speed of refunds and the ease of the app to manage everythingThe most critical comments, as is the case with any insurance policy, almost always come from situations related to the period of carence or with exclusions that hadn't been reviewed before signing the contract. That's why I insist on carefully reading the terms and conditions before signing, and generally before taking out any insurance, whether it's for your pet or a travel insurance for you same.
When does having pet insurance make a difference?
So you understand when Barkibu is worth it Beyond the paperwork, I'll give you concrete examples.
- A dog swallows something in the park and ends up in the emergency room: endoscopy plus hospitalization It can exceed €1.500. With Barkibu they reimburse you €1.200.
- a cat that It starts with vomiting, requires tests, ultrasound, and treatment for several weeks and two visits to the specialist.
- A pet with a recurrent infection which requires regular visits, follow-up tests, and ongoing medication. Without insurance, that monthly expense becomes a silent drain.
And in everyday life without major scares: the annual check-up and vaccines included 100% They already offset part of the monthly fee.
I had Rubber, a Pomeranian who was with me for 18 years. For several years he had recurring epileptic seizures: nighttime emergencies, continuous medication, and regular checkups with a specialist. The sad thing is that we discovered pet insurance too late, when he was over 10 years old, so it was a significant expense for a long time, which Barkibu would have minimized.
Barkibu and traveling with your pet
If you regularly travel with a dog or cat, whether in Spain or Europe, this point changes the perspective. The policy covers veterinary expenses in any clinic in the European Union, the United Kingdom and AndorraNo additional steps, no need to activate any special coverage. You can be doing routes through Poland knowing that you are covered for your pet's unexpected events.
That said, it's important to understand that Barkibu It is not travel insurance Not really, but very interesting if you usually go on vacation with your furry friend. One option on the market if you don't have pet insurance and you both want to be covered is... insurance IATI Getaway which includes veterinary emergencies.
ᐈᐈ You may be interested in reading… Best travel cards abroad and not pay commissions (Updated 2026) ✅
FAQ before signing up for Barkibu with a €25 promotional code
No. Using the discount code VIAJEROS25 on Barkibu does not change anything about what the insurance covers during the first month, or any other month.
No. The Barkibu promotion is only for new policies. If you already have an active policy, it doesn't apply. However, you could use it when purchasing new insurance for a second pet.
The pet must be between 8 weeks and 10 years old when you first enroll. If you renew without interruption, the coverage continues for life.
No. You can go to any vet you want, without a closed network or affiliated clinics.
28 days for general illnesses, 5 days for accidents. Vaccinations and annual check-up from day one.
From the app: attach the invoice and the veterinary report, select the type of reimbursement, and you're done. 95% are resolved in less than five days.
Conclusion: Is it worth it? Barkibu discount insurance?
I'm not a Barkibu customer because I've been traveling for years, and that makes having a pet very difficult. But If I had a dog or a cat in Spain today, I would hire oneIt's not perfect, but it covers the most painful financial expenses, such as serious unforeseen events, long-term illnesses, or emergencies that appear without warning. In fact, I know three friends who have been using Barkibu since their pets were puppies, and they're happy with it.
And if you were already planning to hire him, or after reading this article you have cleared up any doubts and are going to go ahead with it, don't forget to use the Barkibu discount code TRAVELERS25 to save you €25.
